Josh Vahrenkamp

Head of Mortgage Originations

Client success stories

What’s your level of experience?

New

For new homebuyers ready to start their journey

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Experienced

Repeat buyers looking to upgrade or relocate

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Pro

Investors and multiple-home owners

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Find the best mortgage for you

We have many mortgage structures to fit your financial needs, some of our most common options include:

Mortgage Calculator

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Calculator provided for illustrative purposes only, and may not reflect your individual circumstances. To learn more about your mortgage options, contact one of our expert advisors today.

Introductory terms

Essential terms every homebuyer should understand

APR (Annual Percentage Rate)

A measure of the total cost of borrowing, including interest rate and fees, expressed as a yearly rate.

Equity

The difference between your home’s market value and the outstanding balance on your mortgage.

Interest

The fee the lender charges you to borrow money for your mortgage, based on a percentage of the principal.

Pre-approval

A lender’s conditional agreement to loan you a certain amount based on preliminary financial information.

Principal

The amount you borrow from the lender to buy a home. This is typically calculated by taking the home value, minus the down payment (initial upfront investment into the mortgage).

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