Berj Arakelian

Founding Branch Manager, CA
NMLS #1695267
Licensed loan originator in CA, AZ, FL, and IL
With over 10 years of experience helping hundreds of homebuyers secure the right mortgage, I take a client-centric approach rooted in trust, education, and financial guidance. I'm known for building lasting relationships and delivering a seamless, personalized homebuying experience. My goal is to serve not just as a lender, but as a trusted financial partner throughout the journey.

With over 25 years of market and economic experience—and the past 10 focused specifically on the California real estate market—I bring deep local insight and a strong understanding of regional trends, lending practices, and buyer needs. This expertise allows me to guide clients with confidence through California’s dynamic housing landscape.

Outside of work, I’m a proud parent and active in my local community, including volunteer efforts and charitable events. I enjoy spending time outdoors, exploring California’s natural beauty, and staying involved in youth activities and leadership development.

Client success stories

For every homebuyer

New

For new homebuyers ready to start their journey

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Experienced

Repeat buyers looking to upgrade or relocate

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Pro

Investors and multiple-home owners

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Find the best mortgage for you

We have many mortgage structures to fit your financial needs, some of our most common options include:

Mortgage Calculator

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Calculator provided for illustrative purposes only, and may not reflect your individual circumstances. To learn more about your mortgage options, contact one of our expert advisors today.

Introductory terms

Essential terms every homebuyer should understand

APR (Annual Percentage Rate)

A measure of the total cost of borrowing, including interest rate and fees, expressed as a yearly rate.

Equity

The difference between your home’s market value and the outstanding balance on your mortgage.

Interest

The fee the lender charges you to borrow money for your mortgage, based on a percentage of the principal.

Pre-approval

A lender’s conditional agreement to loan you a certain amount based on preliminary financial information.

Principal

The amount you borrow from the lender to buy a home. This is typically calculated by taking the home value, minus the down payment (initial upfront investment into the mortgage).

Who I help

First-time homebuyers

We know buying a home can be overwhelming, especially for first-timers. We're here to guide you, help avoid costly mistakes, and ensure your mortgage gets approved so you can secure your home!

Move-up and second homebuyers

Buying a new home while owning one brings unique concerns. We're here to answer your questions, whether it's for a new primary residence or a vacation home.

Refinancing home owners

If you're refinancing to lower your rate or take cash out, we can help and guide you in structuring the best deal.

Ready to get started?