David Conary


Throughout my career, I’ve been licensed in multiple states across the country, which has given me a well-rounded understanding of regional markets and the unique needs of clients in different areas. This broad experience has allowed me to develop in-depth knowledge of a variety of local trends, regulations, and community dynamics. Whether navigating the fast-paced urban markets or the more nuanced needs of suburban and rural areas, I bring a strategic, informed perspective that helps clients make confident, well-supported decisions wherever they are.
Outside of work, I’m a proud parent and an active member of my community. One of my favorite roles is coaching my son’s club soccer team — it’s a great way to stay involved and share in his passion for the game. I’m also active in my local church, where I enjoy connecting with others and giving back through various programs and events. When I have some downtime, you’ll usually find me relaxing by the pool, playing card games or board games with friends and family, or just enjoying quality time together. These moments keep me grounded and remind me of the importance of balance, connection, and community.
For every homebuyer

For new homebuyers ready to start their journey
Learn more

Repeat buyers looking to upgrade or relocate
Learn more

Investors and multiple-home owners
Learn more
Find the best mortgage for you
We have many mortgage structures to fit your financial needs, some of our most common options include:

Most popular option with predictable payments

30-year Fixed Mortgage

Pay off your home faster with lower total interest

15-year Fixed Mortgage

These loans start with a fixed interest rate for a set period, then adjust semiannually

Adjustable-Rate Mortgage
- 10/6 ARM – Fixed rate for the first 10 years, then adjusts semiannually for the remaining 20.
- 7/6 ARM – Fixed rate for 7 years, adjusts semiannually after that.
- 5/6 ARM – Fixed for 5 years, then adjusts semiannually thereafter.

Pay only interest for a fixed period, then the loan converts to amortizing payments (principal + interest) with an adjustable rate for the remaining term

Interest-Only Mortgage Options
- 5/1 IO ARM – Interest-only for 5 years, then adjusts annually
- 7/1 IO ARM – Interest-only for 7 years, then adjusts annually
- 10/1 IO ARM – Interest-only for 10 years, then adjusts annually
Mortgage Calculator
Introductory terms
Essential terms every homebuyer should understand
A measure of the total cost of borrowing, including interest rate and fees, expressed as a yearly rate.
The difference between your home’s market value and the outstanding balance on your mortgage.
The fee the lender charges you to borrow money for your mortgage, based on a percentage of the principal.
A lender’s conditional agreement to loan you a certain amount based on preliminary financial information.
The amount you borrow from the lender to buy a home. This is typically calculated by taking the home value, minus the down payment (initial upfront investment into the mortgage).