Paul Gresh

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Originally from Connecticut, Paul graduated with a BSBA in Finance from the University of Central Florida. He moved to Colorado after an unforgettable trip to the national parks in 2020. In his free time, Paul enjoys golfing and hiking in the mountains with his wife, Jade, and their dog, Captain. He looks forward to the opportunity to assist with your home financing needs.
For every homebuyer

For new homebuyers ready to start their journey
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Repeat buyers looking to upgrade or relocate
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Investors and multiple-home owners
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Find the best mortgage for you
We have many mortgage structures to fit your financial needs, some of our most common options include:

Most popular option with predictable payments

30-year Fixed Mortgage

Pay off your home faster with lower total interest

15-year Fixed Mortgage

These loans start with a fixed interest rate for a set period, then adjust semiannually

Adjustable-Rate Mortgage
- 10/6 ARM – Fixed rate for the first 10 years, then adjusts semiannually for the remaining 20.
- 7/6 ARM – Fixed rate for 7 years, adjusts semiannually after that.
- 5/6 ARM – Fixed for 5 years, then adjusts semiannually thereafter.

Pay only interest for a fixed period, then the loan converts to amortizing payments (principal + interest) with an adjustable rate for the remaining term

Interest-Only Mortgage Options
- 5/1 IO ARM – Interest-only for 5 years, then adjusts annually
- 7/1 IO ARM – Interest-only for 7 years, then adjusts annually
- 10/1 IO ARM – Interest-only for 10 years, then adjusts annually
Mortgage Calculator
Introductory terms
Essential terms every homebuyer should understand
A measure of the total cost of borrowing, including interest rate and fees, expressed as a yearly rate.
The difference between your home’s market value and the outstanding balance on your mortgage.
The fee the lender charges you to borrow money for your mortgage, based on a percentage of the principal.
A lender’s conditional agreement to loan you a certain amount based on preliminary financial information.
The amount you borrow from the lender to buy a home. This is typically calculated by taking the home value, minus the down payment (initial upfront investment into the mortgage).